Stop Losing Revenue to Failed Payments

    We help platforms improve authorization rates across PSPs, issuers, and networks—so you make more from every transaction.

    Why Authorization Rates Are a Growth Lever

    For many platforms, a 1% increase in auth rate is worth millions per year.

    Common Authorization Problems

    • Payments failing for valid users due to incorrect data
    • PSPs routing transactions sub-optimally
    • Country-specific issuer quirks causing declines
    • Lack of 3DS and tokenization logic

    Success Story

    "We helped a European SaaS platform boost auth rates by 3.7%—unlocking over €2M in retained revenue."
    3.7% authorization improvement
    €2M+ in recovered revenue

    What Cereja Improves

    PSP Performance Analysis

    Identify where and why your transactions are failing across providers

    Routing Optimization

    Send the right transaction to the right endpoint for maximum approval

    Issuer Strategy

    Improve trust through metadata, MCCs, and BIN routing techniques

    3DS & Token Management

    Leverage schemes like network tokens for fewer declines

    Our Approach

    1

    Analyze Transaction Data

    We examine your payment data across PSPs, BINs, and geographies to identify patterns and issues.

    2

    Identify Quick Wins

    We find immediate opportunities for improvement through issuer preferences and retry logic adjustments.

    3

    Build Smart-Routing Strategy

    We develop a custom routing and retry strategy based on your specific transaction patterns.

    4

    Implement and Monitor

    We help implement solutions and monitor impact with real-time dashboards to ensure continuous optimization.

    Who This Is For

    Our authorization rate improvement services are specially designed for:

    Marketplaces and SaaS platforms at scale
    Teams using Stripe, Adyen, Checkout.com, Nuvei, or in-house routing
    CFOs and product leads tracking cost of payment failure
    Anyone with >€5M/yr in card volume looking to increase margins

    Proof in Practice

    Retail SaaS

    1.9% auth rate uplift via smart retries with Stripe

    1.9% improvement

    Hospitality Platform

    Improved issuer trust with MCC/tags using Adyen + PSPX

    2.3% improvement

    LATAM Marketplace

    Reduced cross-border failures by switching acquiring regions

    3.4% improvement

    Let's Lift Your Authorization Rates

    We'll audit your data, design a smart routing strategy, and make sure every legit payment gets through.

    Book Your Free Auth Rate Review